Because
disposable income shrinks in response to the demands of
larger cash outlays for basics, even the budgeting of this
income for health care invariably becomes insufficient when
emergencies arise. Thus, prolonged hospitalization causes distress
when the bills start piling up.
To
answer the unending rise in the cost of medical services,
the concept of a Health Maintenance Organization surfaced
with a comprehensive prepaid health care membership program
that would cover all the health needs of an individual. This was introduced in the Philippines
by HMI.
Developed
and refined in the last few years, this idea, which combines
the convenience of Credit Card Style Membership and its
prepaid scheme, plus a comprehensive package of medical care
benefits is the keystone to HMI's business thrust.
Now,
the Filipino can enjoy comprehensive
year-round health care, from out-patient consultation to
hospitalization, and full-scale medical management - for a
pre-determined fee, which because of the economics of scale
and integration of key services and facilities, result in
a monthly expense that is reasonable and affordable.
HMI
ensures the continued success and impact of the prepaid
health care concept by applying innovative techniques to
cost control, tempered with sound management experience
and expertise. A high-powered and winning formula in any
language.